What is the difference between your Employee Dishonesty A coverage and your Employee Dishonesty B coverage?

Both our Employee Dishonesty A coverage and our Employee Dishonesty B coverage are blanket position coverage and we consider both up to $100,000; however, our Employee Dishonesty A coverage was designed for professional business entities and also for non-profit or social organizations where coverage is desired on the officers of the organization.

 

Our Employee Dishonesty B coverage was designed for businesses with more loss exposure or for businesses that go into their clients’ homes or businesses as it includes subscriber liability coverage.  The Employee Dishonesty B coverage also includes a clause where a conviction is required before coverage would apply.