PRODUCTS
The Commercial surety market includes numerous types of bonds categorized as court judicial, court fiduciary, public official, license and permit, and many miscellaneous bonds that include guarantees of financial performance.
CNA Surety Companies also write fidelity bonds, which cover losses arising from employee dishonesty and errors & omissions liability insurance.
Contract bonds guarantee the performance of obligations covered by a written agreement between two parties. The most common types include bid, performance and payment bonds.
If you have questions, or would like additional information regarding CNA Surety, please contact us at 800-331-6053 or info@cnasurety.com.
- Ease of doing business. With tools like bONdLINE® and ePay, we make bonding quick, easy and painless, and we get it right the first time.
- Straight-Through Processing. Many bonds are instantly issued by you without the need for complicated submissions.
- Flexible and responsive underwriting. Our commercial bond operations in Sioux Falls, Chicago, and the Branch office locations throughout the country know commercial surety. Our highly skilled and seasoned underwriting staff remains ready to answer questions or help you find the type of bond your clients need.
- Access to help. You'll hear a friendly, live voice when contacting our call center, and with over 16,000 different bonds catalogued, our dedicated underwriting services staff can help guide you quickly through the available service solutions for best delivering those bonds. Or email us at info@cnasurety.com.
- Capacity. With expertise in all areas of bonding, we can consider almost any type and size of bond.
CNA Surety offers the capacities and financial strength of the nation's largest surety companies, the flexibility you deserve, the tools you need, and the service you expect.
If you have any questions regarding Commercial Bonds, please contact us at 800-331-6053 or info@cnasurety.com.
License and Permit Bonds
- Access to knowledgeable bond experts when you need them
- Instant issue capability for many bonds with bONdLINE® or with Powers of Attorney
- Expanded bond forms library to make bonding quick and easy
- Simple and easy bond applications
- Financial strength of one of the largest surety companies in the U.S. to handle large bonds and to provide a consistent, stable market
To obtain a License & Permit Bond, apply by submitting a completed and signed Form 10 Application or Form 10-E Application. Or, for immediate processing, our licensed agents can use bONdLINE®. Underwriting requirements vary according to the bond.
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information on License and Permit Bonds.
Public Official Bonds
What are public official bonds?
To protect the interests of taxpayers and consumers, many statutes or ordinances require public officials to obtain a bond. CNA Surety's public official bonds guarantee that a public official comply with the statutes such as handling money or other assets entrusted to him or her with honesty, and the bond may also guarantee that the official faithfully performs his or her duties.
CNA Surety offers:
- Ease of doing business – with instant issue for many Public Official bonds
- Online tools like bONdLINE® and ePay make bonding quick, easy and painless
- Access to knowledgeable bond experts
- Robust bond forms library
- Simple and easy bond applications
- Financial strength of one of the largest surety companies in the U.S. to handle large bonds and to provide a consistent, stable market
We provide the following Public Official and Public Employee bond form types:
- Individual Bonds (most common and generally available through bONdLINE®)
- Name Schedule Bonds
- Position Schedule Bonds
- Blanket Bonds
- Blanket Position Bonds
Examples of common public officials for state, county, city, town, village, township, school & other districts, boards, etc., include:
- Notary Public
- Treasurer and Subordinates
- Tax Collector and Subordinates
- Clerk
- Judge
- Mayor or Counsel Members
- Sheriff, Peace Officer, Deputy
- Constable, Marshal, Policemen
- Public Employee
- Public Administrator
To obtain a quote for a Public Official Schedule or Blanket Bond, submit a completed and signed Form 40 Application, or apply through bONdLINE®.
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information on Public Official Bonds.
Fiduciary Bonds
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Administrator
- Executor
- Guardian
- Conservator
- Trustee
- Receiver
We provide some of the most liberal powers of attorney in the industry for this class of business. With the capacity to handle most bond guarantees in this class of business, CNA Surety is the perfect choice for your client's fiduciary bond.
We make bonding fiduciaries easy with bONdLINE®, ePay, Direct Bill and easy bond applications. Also, our surety pros know fiduciary bonds, so contact us today.
To obtain a Fiduciary Bond, apply by submitting a completed and signed Form 10 Application (including Section 3 or 4 on the reverse side). Or, for immediate processing, our licensed agents can use bONdLINE®. We generally require information regarding the applicant's ability to handle the affairs of another and may ask questions regarding the estate. Indemnity is required in many of these cases.
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information on Fiduciary Bonds.
Court Bonds
Our approach to court bonds will save you time and money. We make bonding easy by offering:
- Robust bond forms library
- Knowledgeable bond experts
- Easy bond applications
- ePay
- Direct Bill
- Stability through Financial Strength
To obtain a Court Bond, apply by submitting a completed and signed Form 10 Application (including Section 5 on the reverse side). Or, for immediate processing, our licensed agents can use bONdLINE®.
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information on Court Bonds.
Miscellaneous and Federal Bonds
Miscellaneous Bonds cover a wide array of not otherwise classified indemnity bonds. A few examples include: Financial Guarantees, Utility Deposit, Patient Funds - Nursing Homes, Lost Instrument, Wage & Welfare, and Workers' Compensation.
Federal Bonds are required in relation to licenses or privileges regulated by the Federal Government. Some examples include: Medicare for DMEPOS Suppliers, Excise Tax, Brewers-Wine Makers-Distillers, Property Brokers, and Post Office Contract Stations.
We make bonding easy with:
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bONdLINE® (instant issue available for many bonds)
- Robust bond forms library
- Knowledgeable bond experts
- Easy bond applications
- ePay
- Direct Bill
- Stability through Financial Strength
To obtain a Miscellaneous or Federal Bond, apply by submitting a completed and signed Form 10 Application. Or, for immediate processing, our licensed agents can use bONdLINE®.
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information about Miscellaneous or Federal Bonds.
Corporate Commercial Bonds
For large programs, we can consider a syndicated or a shared surety approach with multiple sureties. We can also accept letters of credit or cash collateral via trust as forms of security to offer a variety of terms and conditions. Our underwriters can be accessed through 38 branch offices, with underwriting specialists in the manufacturing, technology, healthcare, financial, utility, mining and service industries.
Some of our product offerings include:
- Bid, Performance, Payment and Supply
- Court
- Custom
- Lost Instrument
- License and Permit
- Miscellaneous
- Regulatory and Tax
- Utility
To learn more about the corporate commercial surety bond solutions CNA Surety offers, download our Corporate Commercial Appetite brochure or contact your local CNA Surety branch office.
Our underwriting staff in the branch offices and the home office in Chicago is a dedicated group of seasoned surety professionals who are committed to meeting our clients needs and are actively involved in local and national organizations that support our industry.
Our current single bond capacity in Continental Casualty Company as determined by the U.S. Treasury is $711,477,000. That financial strength, coupled with our professional underwriting and claims staff, make CNA Surety one of the acknowledged leaders in the industry.
To learn more about the contract bond solutions CNA Surety offers, please contact your local CNA Surety branch office.
FAST-Track Program
FAST-Track Application – Complete and submit for contract requests up to $500,000 single or $800,000 aggregate.
FAST-Track Contractor Prequalification Application – Complete and submit for contractor prequalification up to $500,000.
Contract Bonds offered include:
- Bid or Proposal Bonds
- Performance Bonds
- Payment or Labor & Material Bonds
- Maintenance Bonds
- Supply Bonds
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information on Contract Bonds.
Fidelity Bonds guarantee that the bonded employee(s) will handle their employer's money and property with fidelity. In other words, it guarantees they won't steal.
Janitorial Services Bonds
These employees are easy targets for blame. Any customer who finds something missing is likely to suspect those who do the cleaning. The fact is dishonest employees can significantly damage their employer's business.
This bond is specifically designed to provide protection for your client's customers. They may have good luck and never have problems with a dishonest employee; but they will rest easier knowing they are covered.
To apply for a Janitorial Service Bond, submit a completed Janitorial Services Bond Application. Or, log onto our secure bONdLINE® system for immediate processing.
To apply for a TX Janitorial Services Bond, submit a completed Texas Business Services Bond for Janitorial Services Application.
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information regarding Janitorial Services Bonds.
Employee Dishonesty Bonds
To apply for an Employee Dishonesty Bond, submit a completed Dishonesty Bond Application or log onto our secure bONdLINE® system for immediate processing.
To apply for a Name Schedule or Position Schedule Bond, complete and sign a Form 10 Application for each individual or position to be covered, including Section 2.
To consider a quote on a Blanket Position or Commercial Blanket Bond, submit a completed and signed Form 30 Application.
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Coverage A — Blanket Position coverage designed to cover certain professional businesses.
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Coverage B — Blanket Position coverage designed to provide coverage for employee dishonesty for businesses with more exposure, such as retail stores, gas stations, and restaurants. This bond also will provide coverage for employees who may steal from a subscriber of the business. Conviction clause applies in most states.
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information on Employee Dishonesty Bonds.
Pension Trust (ERISA) Bonds
To apply for a Pension Trust (ERISA) Bond, submit a completed and signed Pension Trust Bond Application or log onto our secure bONdLINE® system for immediate processing. As an alternative, complete and sign a Form 10 Application for each trustee including Section 2. Also, please answer the following questions:
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Is the plan audited?
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How often?
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By whom?
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information on Pension Trust Bonds.
What happens when an innocent mistake makes a notary public, signing agent, or tax preparer an easy target for a lawsuit?
We provide Errors & Omissions Insurance coverage for Notary Publics, Signing Agents, and Tax Preparers.
We also offer additional services to our professional liability policyholders doing business in the state of Texas. Please refer to the Texas Risk Control Notice for details.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information on Errors & Omissions Insurance.
Notary Public E&O
Notary Public Errors and Omissions Insurance provides valuable protection against costly and time-consuming lawsuits.
To apply for Notary Public Errors & Omissions Insurance, submit a completed Notary Public E&O Application, or log onto our secure bONdLINE® system for immediate processing.
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information on Notary Public Errors & Omissions Insurance.
Signing Agent E&O
Signing Agent E&O covers unintentional errors or omissions while the notary is acting as a “signing agent”. In addition to the notarizations, it covers such things as getting all other signatures and initials, correctly dating the documents, completing the signing in the time period specified, and promptly returning the signed documents. Defense costs are also covered within the coverage amount.
To apply for Signing Agent Errors & Omissions Insurance, submit a completed Signing Agent E&O Application.
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information on Signing Agent Errors & Omissions Insurance.
Tax Preparer E&O
Tax Preparers' clients often wait until the last minute and expect to meet the IRS deadlines. There are not enough hours in the day and when the pressure is on, it's easy to make mistakes.
Tax Preparers' Errors and Omissions Insurance covers losses due to errors or omissions of persons who prepare tax returns for others for a fee, including incorrect or incomplete preparation of forms and calculation errors.
CNA Surety's Tax Preparers' Professional Liability Policy provides the protection tax preparers need, when they need it most.
To apply for Tax Preparers' Errors & Omissions Insurance, submit a completed:
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Tax Preparers' Professional Liability Application - Complete and submit for all states excluding: NY & VA
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Tax Preparers' Professional Liability Application - Use for NY & VA
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Log onto our secure bONdLINE® system for immediate processing.
*Please note: All bond applications must be submitted through an independent insurance agent appointed with one of the CNA Surety Companies. To locate an agent near you, check your local yellow pages or search the Independent Insurance Agents & Brokers of America web site at http://www.independentagent.com/.
If you are a licensed independent insurance agent, contact us at 800-331-6053 or info@cnasurety.com for more information on Tax Preparers' Errors & Omissions Insurance.
The ability to perfect the foreign parent company’s guarantee, in addition to the strength and indemnity of the North American operations, is often what allows CNA Surety the opportunity to participate on some of the largest surety programs arranged in the world. In many cases, multi-billion dollar programs are put together on a syndicated or “co-surety” basis due to the sheer size of individual projects or aggregation of risk. Our preferred target market is ENR top 225 list of global contractors.
In addition to Reverse Flow business, CNA Surety has two full service international branches in Toronto, Canada and San Juan, Puerto Rico. The company also manages a growing network of international “fronting” relationships which allow for CNA Surety to service bond requests for existing CNA Surety clients in many countries around the world on a reinsurance basis. Adequate lead time is generally required in order to properly service international “fronted” bonds due to differing contract laws, language and reinsurance practices.
To learn more about the international bond solutions CNA Surety offers, please contact CNASInternationalManagers@cnasurety.com.
Many of our agents have asked us to recommend a quality outlet for their Customs Bonds. Anyone wishing to import goods into the United States or engage in import related operations is required to post a surety bond. A Customs Bond protects the Customs revenue and ensures compliance with the regulations of the United States pertaining to importing and related activities.
C.A. Shea & Company, Inc., has specialized in U.S. Customs Bonds for 60 years. The company prides itself in providing fast and courteous service. C.A. Shea serves as an intermediary for insurance brokers and insurance agents seeking Customs bonding on behalf of their clients. C.A. Shea's operation is designed to make it easy for you to address a full range of Customs Bonds needs.
C.A. Shea offers an online Customs Bond application and request form for registered brokers and agents. Brokers and agents can enter and submit bond request information right from Shea's web site, alleviating the need to fax or email the request. Registered brokers and agents can log in, request a bond with CNA Surety and receive an email acknowledgement that the request has been received. In addition to making the online request, brokers and agents can request and receive the necessary bond forms via email from Shea in a PDF format rather than wait for the forms to be mailed. Most applications can be processed and the forms issued within 24 hours of the request. What could be easier?
For more information, contact C.A. Shea & Company, Inc. at 908-879-0990 or www.cashea.com and tell them CNA Surety sent you.